HUGE INCENTIVES: $10, 000 toward buyer's closing costs with the preferred lender or $8, 000 with theirs. Stunning home located at 639 Tobias St SE in Palm Bay, in an area surrounded by new construction. It features a stone front facade and hurricane-impact windows for both safety and style. The open family room flows into a spacious dining area and an impressive chef's kitchen with a waterfall island, white shaker cabinets, stainless steel appliances, tiled backsplash, walk-in pantry, and quartz countertops in the kitchen and in all bathrooms. The primary suite offers dual sinks, an expansive tiled walk-in shower, and a large walk-in closet. One of the bedrooms includes an en-suite bathroom ideal for guests or in-laws, while two other bedrooms share a full bathroom. Luxury vinyl floors throughout provide easy maintenance, and a water softener system adds convenience. Enjoy the outdoors on a large covered porch overlooking the expansive backyard, perfect for entertaining.