FHA or VA buyers will have UP to $25K combined INCENTIVES toward down payment or closing costs w/ our preferred lender! Conveniently located off Emerson Rd, surrounded by new homes, on CITY WATER! This stunning STONE-FRONT home in Palm Bay offers a CUSTOM design feel. Boasting 4 bedrooms + a den and 2.5 baths, this property provides a luxurious living experience with wood-look tile floors throughout, 8ft doors, high ceilings, recessed lighting, and tall baseboards. The spacious great room & casual dining area are bathed in natural light. The kitchen features white cabinets, granite counters, a large center island, SS appliances & a double-door pantry. A convenient office sits next to the master suite, which includes granite counters, an elegant dimmable backlit mirror, dual sinks, a wall-to-ceiling tiled shower & a walk-in closet. The guest bath offers dual sinks. French doors lead to a supersized trussed porch and a spacious backyard-- the septic on the left allows for a future pool!